Along with providing a death benefit in case of the insured's death, indexed universal life insurance (IUL) has the potential to generate cash value through Fixed and Indexed Accounts. While indexed accounts credit interest based in part on the performance of major stock market indices, it is important to note that neither premiums nor policy…
Read more
What Is An Annuity?
Annuities can provide a great source of income for those in retirement. The way annuities work is that a consumer will make an investment, which will then be invested in and grow over an accumulation period. Once this timeframe is over, the annuity then will be paid out in fragments. This can be done in…
Read more
4 Reasons Why Consumers Should Acquire Life Insurance
Life insurance agents might be looking for the right reasons why many of their prospects need coverage. While it might be hard for them to see, the fact remains that people are underinsured and many are unaware of just how life insurance can benefit them. Here are four reasons that can help a life insurance…
Read more
Many Americans Are Finding It Hard To Save For Retirement
A new study conducted by Well Fargo found that many middle-class Americans' financial commitments are preventing them from saving for retirement. In its annual Middle Class Retirement study, the San Francisco-based bank found that 59 percent of the survey respondents ranked paying their monthly bills as their top financial concern. This is an increase from…
Read more
Mobile Marketing On The rise
October 30, 2014 A recent report from ClickZ, a marketing news and information company, showed that business owners are increasingly turning to the mobile landscape for their marketing campaigns. According to the results of a survey conducted by IAB and Ovum, one significant sign that mobile marketing is on the rise is that budgets…
Read more