Life has ebbs and flows, that's why planning ahead is so important.
You care about maintaining your quality of life in the future, so you've worked hard to set money aside for your retirement. Of course that future depends heavily on your being able to make regular retirement plan contributions to build a sizeable nest egg you'll need to ensure your comfort and security. As long as things continue the way you've planned, you can look forward confidently to a happy, prosperous retirement.
What If Things Don't Go As Planned?
If you become too sick or injured to work, your inability to earn an income - and continue to make regular contributions into your retirement plan, can jeopardize your plans for the future. I suggest protecting your retirement plan contributions with the Retirement Protection Program (RPP).
Retirement Plan Program (RPP)
RPP is neither a pension plan nor a substitute for one. Rather, it is a program that provides disability income insurance to replace retirement plan contributions made by you and your employer. It can help you maintain a healthy retirement strategy for when you become too sick or injured to work, earn an income and contribute to your retirement plan.
The Fact Is; We're Vulnerable
Because the odds are so great that you could become disabled at some point, it's important to have a backup plan in place - a layer of protection for the retirement nest egg you're working so hard to create.
How RPP Works
RPP is designed to help you maintain a healthy retirement strategy by replacing contributions made to a defined contribution plan during a disability. Once eligible for benefits, a monthly benefit insuring up to 100% of your retirement contributions, will be paid into a trust established by you. The trustee invests benefits at your direction.
Eligible Contribution Plans
Apply for a monthly benefit to cover the amount of the monthly contribution you and your employer are making to a defined contribution (DC) retirement plan.These include;
- 401(k), 403(b), and 457 plans.
- Traditional IRAs, Roth IRAs and Keogh plans.
- Employee Stock Ownership Plans (ESOPs).
- Profit Sharing Plans.
- Other DC plans may be eligible.
For more information or if you have any questions please contact us at (949)275-6233, or email at Michael@levineadvisors.com, visit our website at www.levineadvisors.com
